Tire Size Box

245/40R20 vs 265/40R20

265/40R20 compared with 245/40R20

+2.3% diameter, +0.8" width

265/40R20 is 28.35" tall vs 27.72". Within the 3% rule, so usually interchangeable.

27.7"20" rim3.9"9.6" wide
245/40R20 (solid) compared with 265/40R20 (dashed outline), drawn to scale

With 265/40R20 tires, when your speedometer says 60 mph you are really going

61.4 mph

265/40R20 is +0.63 inches (+2.3%) in overall diameter. That is within the 3% most shops and makers allow.

245/40R20265/40R20Difference%
Overall diameter27.72"28.35"+0.63"+2.3%
Section width9.65"10.43"+0.79"+8.2%
Sidewall height3.86"4.17"+0.31"+8.2%
Circumference87.07"89.05"+1.98"+2.3%
Revolutions per mile727.7711.5−16.2−2.2%

Speedometer difference

If your vehicle came with 245/40R20 and you fit 265/40R20, here is your real speed for each speedometer reading:

Speedometer showsActual speedDifference
20 mph20.5 mph+0.5 mph
30 mph30.7 mph+0.7 mph
40 mph40.9 mph+0.9 mph
50 mph51.1 mph+1.1 mph
60 mph61.4 mph+1.4 mph
65 mph66.5 mph+1.5 mph
70 mph71.6 mph+1.6 mph
75 mph76.7 mph+1.7 mph
80 mph81.8 mph+1.8 mph

Each size on its own

Questions

Which is bigger, 245/40R20 or 265/40R20?
265/40R20 is taller by 0.63 inches (28.35" vs 27.72"). 265/40R20 is wider by 0.79 inches.
Can I replace 245/40R20 with 265/40R20?
Usually, yes. The diameter difference is +2.3%, inside the 3% rule of thumb most tire shops use. Check that the wider or taller tire clears your suspension and fenders, and that its load index meets your placard.
How much will 265/40R20 change my speedometer?
When your speedometer reads 60 mph with 265/40R20 fitted (calibrated for 245/40R20), your real speed is 61.4 mph. Your odometer will under-count miles by about 2.3%.
Will 265/40R20 lift my vehicle?
Ride height changes by half the diameter difference: +0.31 inches of ground clearance at the axle.

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